the right budget template will allow you to see all of your monthly expenses at a glance, so you can quickly identify any areas of your budget that may need to be adjusted. in other words, if you are not into spreadsheets, don’t try to track your budget with a spreadsheet! so, you can choose whether to print out a copy or type in your own budget categories and expenses and save it to your computer instead. you can either download this budget template as a pdf or open it in google sheets if you’re into spreadsheets. this pretty yet functional budget planner pdf is a simple way to manage your finances.
the goal is to end your budget with a zero balance. it includes the basic budget categories to help you keep track of your spending. in fact, excel offers a bunch of free and paid budget template spreadsheets for you to plug in your numbers and see your finances at a glance. the mint app offers lots of free charts and graphs so you can easily compare expenses from one month to the next. i used to be a hot mess with money!
and while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. our partners compensate us. our partners cannot pay us to guarantee favorable reviews of their products or services. many or all of the products featured here are from our partners who compensate us. this may influence which products we write about and where and how the product appears on a page. here is a list of our partners and here’s how we make money. a successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. for example, the 50/30/20 breakdown is a recommendation to help you get started.
and if a hands-on worksheet isn’t working for you, consider one of these budget apps. most of them sync with your financial accounts, so they can track and categorize expenses for you. for a more simplified snapshot, try our budget calculator. bring all your money into one view, and get tailored insights to make the most of it. about the author: lauren schwahn is a personal finance writer at nerdwallet. read more disclaimer: nerdwallet strives to keep its information accurate and up to date. this information may be different than what you see when you visit a financial institution, service provider or specific product’s site. when evaluating offers, please review the financial institution’s terms and conditions. california: california finance lender loans arranged pursuant to department of financial protection and innovation finance lenders license #60dbo-74812
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