moneyline is a great little tool that makes tracking income and expenses and monitoring balances in bank accounts and on loans and credit cards super-easy. it gives a clear overview of your financial status, with balances in every account clearly displayed, and you can easily track account history and transfer between accounts. it even lets you set up a budget and, if you like, can alert you to over-spending in any expense category. the notion of assigning an imbalance as an unidentified transaction seems odd to me. the issue i’ve had is that once an account goes out of balance for any reason, it’s difficult – if not impossible – to rectify the problem. i’d like to see a wider range of reporting options. for me, these are all minor issues, but given nch’s approach to software development, i wouldn’t be surprised to see improvements in these areas before too long.
never got to use it due to it asking for my bank account details and passwords in a way that did not feel would be limited to just my use. we are constantly working to improve our products and greatly appreciate any feedback that you can offer. then moneyline shut down the software and demanded i pay a fee for the “update.” 5) once reconciliation of an account is begun, any small error, such as an entry that was not properly entered, requires that the reconciliation process begin all over again. 6) all in all, one of the worst experiences i’ve ever had with software. our updates are optional, if you didn’t want to update and you accidentally did, our registration support team will be happy to re-send your registration code and installation file to the software you previously purchased. last time was [sensitive content] and i still have not received a response.
when you purchase through links on our site, we may earn an affiliate commission. learn more with moneyline, you get a lot for your money. adding accounts, creating a budget and managing transactions is very simple with this platform. when you set up your account, you can choose to sync your bank, credit union, credit card and investment accounts. you can also upload transactions or add them manually if you prefer not to sync your financial accounts. if you add transactions manually, this process is simple to complete and very intuitive. so if your car insurance is due twice a year, you can add the transactions and set reminders without it affecting your balances. you can also schedule your paychecks if you know what the balances will be each pay period.
you can choose to have the software display an alert if your transactions exceed the limits established as well. this financial management software doesn’t offer specific goal-tracking tools, but you can include a savings account in your budget and transfer amounts to it monthly if you’re working toward a goal. you can keep track of trades, symbols and prices, along with running reports to view your portfolio’s performance and trading history. you can select which account, period and metrics to include. moneyline’s interface looks outdated and doesn’t offer a smartphone app. if all of your budgeting and personal finance management happens on your desktop, moneyline is a good choice. lori is a domain editor at business.com, and has written for top ten reviews on a variety of topics in the finance area. while working for ttr she reviewed a number of financial apps and business to business systems, thanks to her knowledge of both money and tech.
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