and while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. our partners compensate us. our partners cannot pay us to guarantee favorable reviews of their products or services. many or all of the products featured here are from our partners who compensate us. this may influence which products we write about and where and how the product appears on a page. here is a list of our partners and here’s how we make money. a successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. for example, the 50/30/20 breakdown is a recommendation to help you get started.
and if a hands-on worksheet isn’t working for you, consider one of these budget apps. most of them sync with your financial accounts, so they can track and categorize expenses for you. for a more simplified snapshot, try our budget calculator. bring all your money into one view, and get tailored insights to make the most of it. about the author: lauren schwahn is a personal finance writer at nerdwallet. read more disclaimer: nerdwallet strives to keep its information accurate and up to date. this information may be different than what you see when you visit a financial institution, service provider or specific product’s site. when evaluating offers, please review the financial institution’s terms and conditions. california: california finance lender loans arranged pursuant to department of financial protection and innovation finance lenders license #60dbo-74812
compare your budget and actual spending on a monthly basis. if you have a family, try our family budget planner for a more detailed set of budget categories. this spreadsheet helps you compare your monthly budget to your actual expenditures, and can be printed on a single page in portrait orientation. to use this template, just fill in numbers that are highlighted with a light-blue background (the budget and actual columns). the purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses.
this represents your goal – you’re trying to keep from spending more than this amount. see our articles make a budget and 5 basic budgeting tips if you are just getting started or new to budgeting. the spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red – red means bad in this case. the monthly budget summary table in the upper right of the worksheet totals up all your income and expenses and calculates your net as income minus expenses. if your net is negative, that means you have overspent your monthly budget.
compare your estimated monthly income against what you spent with this monthly budget template. use budget templates to track housing, food, entertainment, streamline how you budget your income each month with this comprehensive budgeting template. with a personal budget template, budget management is so easy. monthly budget worksheet. use the free budget worksheet below to see how your spending compares to this kind of budget., monthly expenses template excel, monthly expenses template excel, simple monthly budget template excel, simple monthly budget template, monthly budget template excel free.
this spreadsheet helps you compare your monthly budget to your actual expenditures, and can be printed on a single page in portrait orientation. this excel template can help you track your monthly budget by income and expenses. input your costs and income, and any difference is calculated use these personal budget templates to stay on track and answer this crucial money question: can i afford it? use these tools to make and keep a budget., monthly budget template pdf, simple budget template excel, personal monthly budget template – google sheets, free monthly budget template, personal budget template excel, business budget template excel, printable monthly budget template, free budget spreadsheet, free monthly budget template – google sheets, monthly budget example. how do i make a monthly expenditure? how do i create a monthly expense in excel? how do you calculate monthly expenses chart?
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