sample budget worksheet

a personal or household budget is an itemized list of expected income and expenses that helps you to plan for how your money will be spent or saved, as well as track your actual spending habits. an accurate budget will also help you to better understand what you can and cannot afford. as everyone’s financial situation is different, you may find that not every category in these worksheets below is applicable to your income or spending. to begin, gather all relevant financial statements like your pay stubs, credit card bills, and any other information that will help you make the best and most accurate estimate of your expected income and spending. over the course of the month, track your income and spending.

you don’t need to go through this exercise every month, but it is helpful at the start as it helps you to develop the most accurate monthly budget to reference moving forward. our downloadable net income worksheet and calculator can be used to calculate your monthly income. our downloadable expenses worksheet and calculator can be used to calculate your monthly expenses based on your budget. you can print this worksheet and fill it out manually, or fill it out digitally where your totals are calculated for you. you could also be contributing more to your retirement savings. a monthly budget worksheet can help you better control your financial life.

and while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. our partners compensate us. our partners cannot pay us to guarantee favorable reviews of their products or services. many or all of the products featured here are from our partners who compensate us. this may influence which products we write about and where and how the product appears on a page. here is a list of our partners and here’s how we make money. a successful budget planner helps you decide how to best spend your money while avoiding or reducing debt. for example, the 50/30/20 breakdown is a recommendation to help you get started.

and if a hands-on worksheet isn’t working for you, consider one of these budget apps. most of them sync with your financial accounts, so they can track and categorize expenses for you. for a more simplified snapshot, try our budget calculator. bring all your money into one view, and get tailored insights to make the most of it. about the author: lauren schwahn is a personal finance writer at nerdwallet. read more disclaimer: nerdwallet strives to keep its information accurate and up to date. this information may be different than what you see when you visit a financial institution, service provider or specific product’s site. when evaluating offers, please review the financial institution’s terms and conditions. california: california finance lender loans arranged pursuant to department of financial protection and innovation finance lenders license #60dbo-74812

use this worksheet to see how much money you spend this month. then, use this month’s information to help you plan next month’s budget. the following are several worksheets to help you organize your information into a budget format. our downloadable net income worksheet and calculator can be monthly budget worksheet. use the free budget worksheet below to see how your spending compares to this kind of budget., budget worksheet printable, budget worksheet printable, monthly budget worksheet excel, simple budget template excel, free printable budget worksheet.

use this budget worksheet to get control of your monthly living expenses. of income and projected expenses into kiplinger’s exclusive worksheet below. find a variety of free excel budget templates for business and personal use. these budget spreadsheet templates are customizable to suit your needs., budget worksheet pdf, budgeting worksheets for students, household budget template printable, free monthly budget template, free household budget worksheet pdf, simple budget worksheet, personal budgeting pdf, personal budget template excel, simple monthly budget template, simple monthly budget template excel. how do you make a budget worksheet? what is the 50 20 30 budget rule? does microsoft word have a budget template? how do i make a monthly budget?

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