while making and sticking to a budget may seem like a daunting task, the process can actually be easier than you think. there are a number of ways to save a few bucks every month. sure, having a credit card may seem like a life-saver at times, but if you don’t have the funds available to pay off your bills in full and on time every month, you can find yourself quickly being buried in interest charges. while there most likely isn’t a shortage of restaurants and eateries in and around your school, you might be leaving your wallet empty at the end of the month while your stomach may be full. it’s fine to eat out every now and then, but the majority of your meals should be eaten in. take advantage of grocery store specials and prepare most of your meals yourself to save a bundle at the end of the month. many colleges and universities have used student co-op bookstores where you can either buy textbooks used, or even rent them for a certain time period. an effective budget needs to be put down on paper or via a spreadsheet from a student budget template.
on this budget, make a list of all your forms of incomes (including your job, loans, parents, etc. the final number that you calculate should not be a negative number. to make things simple for you, consider taking advantage of an effective online tool to help you set up a budget and manage your finances. this online service offers tools and advice to help you understand your finances and clearly see where your money is going. the views expressed on this blog are those of the bloggers, and not necessarily those of intuit. click here to read full disclosure on third-party bloggers. the content on this blog is “as is” and carries no warranties. intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. comments that include profanity or abusive language will not be posted.
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